QF Advisory Group is the advisory division of Quick Funders Inc. We work with owner-operated businesses on financial planning, capital strategy, and the ongoing counsel that turns a set of numbers into a decision you can defend — whether that decision involves borrowing or not.
01
Most owners who call us do not have a numbers problem. They have a decision the numbers were supposed to answer: whether to hire, whether to expand, whether the terms on the table are worth signing. We build the picture first, in writing, then work the decision with you.
We build a plain working view of the business: how cash actually moves through it, where margin is made and lost, what the fixed obligations already commit you to, and what the next four quarters look like under more than one assumption. You keep a model you can run yourself, so a hire, a price change, or a new location can be tested before it is committed to.
Structuring the right side of the balance sheet. We take stock of what is already owed, size the real need honestly — often a smaller number than the one you were quoted — and model what the available capital actually costs. When borrowing is the answer, we prepare the file the way a credit desk will read it, so a reviewer can say yes on the first pass instead of the third.
A standing relationship for owners who would rather have someone to call before the commitment than after it. Senior financial counsel on a retained basis, without the fixed cost of a full-time finance hire: a monthly view of the position, a second read on the consequential decisions, and a straight answer on offers as they arrive, including the ones we think you should pass on.
02
Every engagement is bounded before it starts, and the recommendation is yours to keep whether or not you take capital at the end of it.
Step one
A working call about the business, the decision actually in front of you, and what is already on the books. We ask for statements only once we know what we are looking for.
Step two
We put the position in writing: what the numbers show, what the business can carry, and what the realistic options look like today versus after a few corrections.
Step three
We walk the findings through with you and lay out the options side by side, including doing nothing for now. You decide. If the decision calls for capital, we help prepare the submission.
Step four
Owners who want a continuing relationship move to ongoing advisory. Those who do not keep the written review and our number.
03
The work fits businesses past the startup stage that carry inventory, payroll, receivables, or equipment, and feel the gap between when money goes out and when it comes back in.
04
QF Advisory Group operates as the advisory division of Quick Funders Inc, working from Aventura, Florida with businesses across the country. The division exists because the most valuable financial conversation an owner can have is usually the one that happens before an application, and that conversation needs to be able to end in “not yet,” or in something other than borrowing altogether.
So the advisory work is scoped and billed on its own terms. A review stands on its own whether or not it ever leads to funding, and we will tell you plainly when the answer is to fix the collection cycle, reprice the work, or hold the plan for a quarter rather than borrow against it.
“Nobody gets hurt by the offer they turned down. They get hurt by the one they took without knowing what it costs to carry.”
Request a complimentary financial review. We respond within one business day to schedule a thirty-minute call.