Working Capital Strategy
We build a plain view of how cash actually moves through the business: the collection cycle, the seasonal troughs, the fixed obligations already in place, and the real gap you are trying to close. From there we size the capital need honestly, which sometimes means a smaller number than the one you were quoted.
- Cash-cycle mapping
- Obligation stacking review
- Debt-service capacity
- Seasonal scenario planning
Funding Readiness & Packaging
Underwriters decline for reasons that are usually fixable and rarely explained. We review the file the way a credit desk will read it, correct what weakens it, and assemble the statements, reconciliations, and narrative that let a reviewer say yes on the first pass instead of the third.
- Statement and bank review
- Submission package assembly
- Decline-reason remediation
- Term comparison worksheet
Ongoing Advisory
A standing relationship for owners who would rather have someone to call before the commitment than after it. We keep a monthly view of the position, review obligations as they come up for renewal, and give a straight read on offers as they arrive, including the ones we think you should pass on.
- Monthly position review
- Renewal and refinance timing
- Offer review on request
- Direct line to a senior advisor